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Save time by allowing us to shop around on your behalf. Our insurance agents make reasonable rates within your reach. It is our job to inform you on your insurance options. Call our Jacksonville, Florida office at 904-674-0474 to see what is available to you today!
If you have an accident, auto insurance protects you against financial loss. Car insurance policies are a must, especially in Florida. You could end up spending a fortune for damages, even if they’re small. We’ll assist you in choosing a quality car insurance provider with the coverage you need. This will minimize your risk and relieve you from expensive repair costs. Your policy will outline what the insurance company will pay for and all you have to do is pay your premium.
According to DMV.org, here are some of your coverage options:
- Liability Insurance– Covers damages to the other party, whether it be bodily injury or property damage, when you are at fault.
- Comprehensive Coverage – Pays for property damage after an incident that is not accident-related.
- Collision Coverage – Covers damage to your vehicle from a traffic collision.
- Uninsured/underinsured motorist bodily injury coverage – Helps pay your expenses when you’ve been hit by someone with no or insufficient insurance.
- Uninsured/underinsured motorist property damage coverage – Helps cover damages to your property if you’ve been hit by an uninsured or underinsured driver.
- Medical expense payments coverage – Helps you pay for your and your passengers’ medical expenses, regardless of who was found at fault.
Florida Bonds and Insurance strives to give you the right coverage at an unbeatable rate.
Protect your home, and everything in it, from vandalism, theft, fire, floods and other unfortunate occurrences. Some policies include coverage for living expenses, medical payments, and personal liability. Most of the damages caused by a variety of disasters are covered but be aware that there are some exceptions. Damages caused by floods and poor maintenance are major events. We may advise you to buy an additional policy for such events. You may also have special property like fine art, jewelry and even pricey collectibles. These can be covered with special property insurance. If something happens on your property, your liability or legal responsibility for any injuries and property damage you or members of your family caused to other people are covered in your Homeowners policy. This also includes damage caused by your pets.
Business & Commercial Policies
General Liability Insurance
General Liability Insurance
As a business owner, you put yourself at risk for devastating claims. These claims may be over things you may have little control of. General Liability Insurance protects your business from taking hits from these claims. Having liability insurance is good for products, directors & officers, errors & omissions, discrimination, benefit liability and other professional liability instances. We offer general liability insurance services to Realtors,Attorneys, Construction Contractors, Commercial Real Estate Agents, those in Logistics and Transportation and many other business owners in Florida. Know that there are many possible hazards that can cause your business to get sued by customers as well. Florida Bonds and Insurance will work to protect you from every angle we can think of.
Your business needs to carry necessary worker compensation insurance to protect you from employee injury claims. Without this, you may not be secure after paying the medical bills for an employee injury or fighting a lawsuit filed for worker’s death or injury at your workplace in Florida. If you have one or more employees working for your business in Florida, either full-time or part-time, you want this coverage. Florida Bonds and Insurance will help you be financially protected in these situations. Workers compensation insurance makes sure that your business is financially safe and your workers are covered if they are injured or get sick on your job site. If there are job related injures/illnesses that result in hospitalization, rehabilitation, lost wages and medical treatment, you want to be protected with this employee benefit. If an employee death shall occur, the family of a deceased employee can also have a financial benefit. If the family sues you or your company, you will have coverage for those extensive legal expenses. If you have employees, you most definitely want a Workers Compensation policy.
The need for you to buy a business auto insurance policy will depend on the kind of driving you do. Just like your car used for personal travel, you’ll need to cover the cars used for business travel. As a business owner, you’ll need liability, collision and comprehensive, medical and uninsured motorists coverage. Even if you use the same vehicle for both business and personal, you’ll want to consider this. If this car is used mainly for business, you’ll want the business name to be on the policy as the principal insured instead of your name. If you need to file a claim or a claim is filed against you, this will avoid any confusion. Florida Bonds and Insurance agents will ask you detailed questions to make sure your covered properly.
Life Insurance may be one of the most important investments you will ever make. Every policy is unique. You can even have coverage options that allow you to have a rainy day fund. Most people over look this benefit because they think that it only benefits those who are living after the policy owner has passed on. Life insurance is one of the best ways to create generational wealth and also has great tax advantages. It is a good way to fund your business, family and personal needs with money. An added bonus is that life insurance can cover mortgages, medical bills and living expenses. The returns are non-taxed as well. There are so many benefits to purchasing a life insurance policy. Not only will you give your family a peace of mind when dealing with expenses after you’re gone but you can benefit from it while you’re alive. It’s a win for everyone and you’ll soon see that it is worth it.